The representative of this group is Ms. Adela B. R.. She is 40 years old and educated through the third year of secondary school. She has four children (three boys and one girl). Cesar is 19, Soledad is 14, Francisco is 12, and Alexis is 6 years old. Adela sells shirts and napkins. She is requesting this loan to buy shirts and napkins. She started this business six years ago out of economic necessity and in order to send her children to school.
Her uncle makes crocheted tops and napkins from yarn. She sells the merchandise in her community of Hueyapan by going from house to house offering her goods. Her daughter helps her to collect payment from customers who owe her money. The business has helped to feed her family and to pay her children's school expenses. With her earnings, she buys more tops and napkins. She would like to improve her kitchen, as she currently has only a provisional kitchen with just a roof. She hopes to achieve this by selling more shirts and napkins.
In her community of Hueyapan, the climate is cool and there are many fruits, such as pears, chokecherries, peaches, and plums. There is a lot of vegetation like trees, pine trees, and very beautiful flowers. There are also many animals, like lambs, goats, etc. Ms. Adela B. R. thanks Kiva and Fundacion Realidad for lending to her and for having confidence in her. She hopes she will not let you down.
EL REPRESENTANTE DEL GRUPO ES LA SEÑORA ADELA B. R., TIENE 40 AÑOS DE EDAD, ESTUDIO HASTA EL 3º. GRADO DE SUCUNDARIA Y TIENE 4 HIJOS, 3 HOMBRES Y 1 MUJER, CESAR TIENE 19 AÑOS, SOLEDAD 14 AÑOS, FRANCISCO 12 Y ALEXIS TIENE 6 AÑOS. ELLA SE DEDICA A LA COMPRA VENTA DE BLUSAS Y SERVILLETAS, SU CREDITO LO QUIERE PARA COMPRAR BLUSAS Y SERVILLETA, INICIO ESTE NEGOCIO HACE 6 AÑOS POR NECECIDADES ECONOMICAS Y PARA QUE SUS NIÑOS FUERAN A LA ESCUELA, SU TIO LE HACE LAS BLUSAS TEJIDAS A GANCHO DE ESTAMBRE Y LAS SERVILLETA, VENDE LA MERCANCIA EN SU COMUNIDAD DE HUEYAPAN LAS VA OFRECIENDO DE CASA EN CASA Y SI LAS TERMINA, SU HIJA LE AYUDA A COBRARLES A LOS CLIENTES QUE LE QUEDAN A DEBER. EL NEGOCIO HA AYUDADO A SU FAMILIA EN LA ALIMENTACION Y GASTOS DE LA ESCUELA DE SUS HIJOS, CON LAS GANACIAS COMPRA MAS BLUSAS Y SERVILLETAS. ELLA DESEA HACER SU COCINA YA QUE TIENE UNA PROVISIONAL SOLO CON UN TECHO ESPERA LOGRARLO VENDINDO MAS BLUSAS Y SERVILLETAS.
EN SU COMUNIDAD DE HUEYAPAN EL CLIMA ES FRESCO, HAY MUCHAS FRUTAS PERAS, CAPULINES, DURAZNOS, CIRUELA, HAY MUCHA VEGETACION, ÁRBOLES, PINOS Y FLORES MUY BONITAS, TAMBIEN HAY MUCHOS ANIMALES BORREGOS, CHIVOS, ETC.
LA SRA. ADELA B. R. LES DA LAS GRACIAS A KIVA Y A FUNDACION REALIDAD POR ABERME PRESTADO Y CONFIARON EN MI, ESPERO NO QUEDAR MAL.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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