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Mrs. Sam S., age 42, grows and sells green beans at the market to earn $6.50 per day in revenue. Her husband, age 50, works selling ice cream, making about $6 per day in income. They have nine children. Three children are students, three work at a garment factory earning about $150 per month collectively, and three are married and live away from home. Mrs. Sam would like to borrow $700 to purchase ice cream ingredients for her husband's business and to buy fertilizer and seeds for her bean plantation.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Sam to purchase ice cream ingredients and agriculture supplies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 29, 2007
Oct 15, 2007
Currency Exchange Loss:
May 20, 2009