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Sinar Rejeki Group
In this Group: Dewa Ayu Ketut, Ni Nengah, Ni Kadek, Ni Ketut, Ni Ketut, Ni Wayan , Ni Luh, Ni Luh , Ni Luh, Ni Ketut
Dewa Ayu Ketut G.'s main source of income comes from raising pigs for sale. She is a 38-year-old woman living in the town of Melaya, Bali. Dewa Ayu Ketut is married and has three school-age children. She has been in her business for over 10 years and earns approximately 150,000 Indonesian rupiah (IDR) a month from these activities.

In 2010, Dewa Ayu Ketut joined MUK to gain access to financial services to help improve her living conditions and enable her to engage in business activities. She is requesting a loan from MUK for the first time. She is requesting a loan of 1,000,000 IDR which will be used to purchase livestock to raise and sell in the future. Dewa Ayu Ketut plans to use the additional revenue generated from the business to improve and expand her business.

Dewa Ayu Ketut is the leader of a ten member group accessing a loan offered by MUK. While each member of the group receives an individual loan, they are all responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is "Sinar Rejeki (PK-10194)".

About MUK
The mission of Koperasi Mitra Usaha Kecil (MUK) is to assist small businesses in Bali by providing training, business consultation and loans, thereby helping the owners and their families improve their everyday lives.

Dewa Ayu Ketut G. (0) merupakan 38 tahun wanita. Dia (perempuan) tinggal di kota Melaya - Bali. Dewa Ayu Ketut adalah pemimpin kelompok sebuah kelompok peminjam yang terdiri atas 10 anggota. Meskipun setiap anggota kelompok menerima pinjaman perorangan, mereka semua bertanggung jawab untuk mengembalikan pinjaman rekan anggota kelompok mereka jika ada yang menunggak atau gagal membayar. Nama resmi kelompok peminjam ini adalah Sinar Rejeki (PK-10194).

Meskipun bukan satu-satunya sarana untuk menghasilkan pendapatan, sumber utama penghasilan bisnis tersebut terutama berasal dari beternak babi untuk dijual. Dewa Ayu Ketut sudah menjalankan bisnis ini selama lebih dari 10 tahun. Dari kegiatan-kegiatan ini, Dewa Ayu Ketut menghasilkan sekitar 150,000 IDR. Dalam 2010, Dewa Ayu Ketut bergabung MUK untuk mendapatkan akses ke layanan keuangan untuk membantu meningkatkan -nya kondisi kehidupan dan kemampuan untuk menjalankan kegiatan bisnis. Dewa Ayu Ketut meminta pinjaman untuk pertama kalinya dari MUK. Dia (perempuan) sekarang meminta pinjaman baru sebesar 1,000,000 IDR.

Pinjaman ini akan menjadi 1st pinjaman yang diambil oleh peminjam dari MUK.

Tentang MUK:

Misi Koperasi Mitra Usaha Kecil (MUK) adalah untuk membantu usaha kecil di Bali dengan memberikan perlatihan, konsultasi bisnis, dan pinjaman uang, dengan demikian membantu pemilik usaha dan keluarga mereka memperbaiki hidup sehari-hari.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 78
    View loans »
    Indonesia Loans Fundraising
  • $5,759,400
    Funds lent in using Kiva
  • 9,030.0
    Indonesia Rupiahs (IDR) = $1 USD