A loan of $725 helped purchase a motorcycle taxi.


María Julia's story

María Julia is 43 years old, married, and lives with her husband and children in the city of Lambayeque, an area that experiences moderate business activity. This community is located twenty minutes away from the city of Chiclayo.


For more than five years, María Julia has worked as a seamstress. She has a sewing machine in her home, where she makes all types of clothing by request. Her customers are neighbors, acquaintances, and some local institutions, which incluD. a few hospitals. This business has provided some income by which she can help her husband, who is a bricklayer, with the family expenses.


María Julia wants to start another business to proviD. additional income to help move her family forward. Within the past few years, she has saved money so that she can acquire a motorcycle taxi (a motorized vehicle that consists of a motorcycle and an attached cabin for transporting cargo and passengers). She has accumulated a considerable sum, but it is still not enough to cover the cost of a vehicle. For this reason, she is requesting her first loan from Edpyme Alternativa in the amount of 2000 PEN to help achieve her goal and create an additional source of income.


Motorcycle taxis are very popular in the area since they are a common moD. of transportation. Once she acquires her vehicle, one of her children will be responsible for driving it.


María Julia is a hardworking woman who always looks for ways for her family to get ahead. In the area where she lives, she is admired and respected by her neighbors.

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Translated from Spanish by Kiva volunteer Ronan Reodica


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