A loan of $2,350 helped a member chocolate, caramelized milk, cookies and plastic sticks.

Triunfadoras Sin Límites Group's story

This communal bank is called “Triunfadoras sin Limite” and is made up of 12 members who are from the community of La Florida. They work mostly in selling cleaning products, clothing, jams, and custards (flan), hats, food, French fries, typical fried pastries, dressmaking and hairstyling. The member who was interviewed is Katherine, the education delegate. In the photo she is in the second row, shown standing second, going from left to right, and she’s wearing a blue sweater. She sells chocolate products, mostly candies and cuchiflis (bars filled with caramelized sweetened condensed milk). She sells her products in stores and child care centers and has been working in this business for 4 years. She is a beautician and she also does relaxation therapy, shiatsu, and manicures in people’s homes. Also when she is faced with times of economic crises, she borrows her mother's sewing machine and makes jerseys for a school. She will use the loan to buy the caramelized milk spread, chocolates, cookies to make the typical candies, and plastic sticks to make chocolate bars. Her goal is to sell only by the box, because now she sells mostly individually. Her biggest dream is to have a costume store.

Katherine’s motivation for all this is her 2 children, 12 and 5, and her husband, who has been a basic support for her. What she most likes about participating with Fondo Esperanza is that she has been able to become motivated and appreciate her business more. She does this knowing that she can continue receiving loans if she is responsible, something that she is always working to achieve. La Florida is a community located in the southeast of Santiago, the capital of Chile. Its current population has all economic levels that are found in the metropolitan area: upper, upper middle, middle, and lower middle classes. The area has modern commercial centers and is a growing community.

In this group: Jeannette, Nataly, Teresa, Katherine, Luz, Rosa, Lilian, Myriam, Olivia, Daniela, Margarita, Sandra

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Translated from Spanish by Kiva volunteer Miriam Palacio

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