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Maria Daysi
Maria Daysi is 43 years old, and she has worked as a cashier for the past 3 years, performing her duties in a highly responsible manner. She has one son, age 14, who is currently in his first year of secondary school.

She is requesting her second loan, with which she plans to construct a room to provide more comfort in her home, since her house currently only has one room.

Her dream for the future is to continue improving her home little by little with the loans, and she hopes to continue benefiting from AFODENIC and to see her son continue studying so that he can become a professional someday.
View original language description ↓
Doña Maria Daysi de 43 años de edad, labora como cajera desde hace 3 años, desempeñandose con gran responsabilidad en sus funciones, tiene un hijo de 14 años de edad el que actualmente esta cursando su primer año de secundaria.

Esta solicitando su 2do credito con el cual pretende construir una habitacion para asi tener mejor comodidad en el hogar, ya que en su casa solamente cuenta con una habitacion.

Su sueño para el futuro es ir poco a poco mejorando su vivienda con los creditos y espera seguir siendo beneficiada por AFODENIC y que su hijo siga estudiando para que llegue a ser un profesional en el futuro.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 55
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 21.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Maria Daysi constructing a room.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 26, 2010
Jul 1, 2010
Currency Exchange Loss:
Oct 15, 2011