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Jose Simeon
Jose Simeon is 52 years old and has worked for the ministry of public health for the past 22 years. He has two children, the eldest of whom is 18 and is in his second year at the university, and the youngest is 14 and in high school. Jose is requesting his eighth loan to build an addition in his home's kitchen and thus improve his living conditions, as anyone would want to do. He has carried out his work and commitments with great responsibility and is an honest and hard-working client, as he has demonstrated with his payments on his previous seven loan. His biggest dream is to have a better future so his kids do not lack anything.
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Jose Simeon de 52 años de edad, labora para el Minsa desde hace 22 años, tiene dos hijos la mayor de 18 años de edad la cual esta estudiando su segundo año en la Universidad URACCAN y el niño menor de 14 años de edad estudia su segundo año de secundaria.

Esta solicitando su 8vo credito para realizarle un anexo a la cocina de su casa y asi tener una vivienda con mejores condiciones como todo cuidadano aspira.

Don Simeon se ha desempeñado con mucha responsabilidad en sus funciones laborales y compromisos, ya que es un cliente honesto, muy trabajador, lo ha demostrado en el pago de sus siete creditos anteriores en tiempo y forma, su mayor sueño es tener un porvenir mejor y que a sus hijos no le haga falta nada.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 21.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Jose Simeon build an addition to his kitchen.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 26, 2010
Jul 1, 2010
Currency Exchange Loss:
Nov 15, 2011