A loan of $400 helped additional working capital for food vending.

Terencia's story

Terencia V. is a 58-year-old married woman who supports her family by engaging in a food-vending business and in tailoring. She lives in Brgy. Banhigan, Dalaguete, Cebu City with her husband Lamberto and their four children, who are 21 to 37 years old. Three of their children have their own families, while one is working.

She has been a member of NWTF-Project Dungganon since 2002 and has improved her living conditions with the help of her loans from NWTF and through her own efforts. By working hard in her food-vending and tailoring businesses, she is gradually making her family more economically stable. She now earns an average monthly income of 6,000 Philippine pesos (Php).

Terencia is now borrowing Php 18,000 so that she can continue her food-vending business and have additional working capital. This will be her 11th loan cycle from NWTF-Project Dungganon. Her previous loan of Php 18,000, which she paid off well within its term, was just another step in her journey toward economic freedom.

Terencia aspires to elevate her family’s living conditions and ensure their future well-being by following the “Dungganon” (a Hiligaynon word that means honorable) way.

About NWTF
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon. Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Loan details

Lenders and lending teams

Loan details