A loan of $1,375 helped to purchase new clothing to sell.


Ilhom's story

R. Ilhom is a lively entrepreneur with a small business selling clothing for women at the central market in Dushanbe, Tajikistan. He is a very experienced entrepreneur having been self-employed for the past five years. Business has been good for Ilhom. There is always demand for clothing and as the economy has improved in Tajikistan, more people have been able to afford new clothing. Ilhom is married with two children. In the future, he dreams of building his own house and of having and happy and friendly family. Ilhom has requested a loan of 6,000 Somoni to increase his available working capital. Eventually, Ilhom hopes to have his own small store. This loan will help him purchase new inventory and continue to invest in his business.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj



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