A loan of $3,925 helps to pay for some back health medical clinic treatments, so he will be able to keep having physical activities.


Ermir's story

Ermir is 37 years old and the father of two beautiful daughters, 7 and 13 years old. The family lives in a city in the south-eastern part of Albania. His wife works in a tailoring company for a monthly payment of $150, while Ermir continues his work as a woodworker. He is shown in the photograph here in his work uniform.

Ermir is hoping for Kiva lenders' support for the third time, this time to pay for some personal medical clinic expenses.

"Due to the posture I keep most of the time at my workplace, I have been having some back health problems, which need to be treated and kept under control if I want to keep having physical activities!" said Ermir during the interview.

This loan would affect directly Ermir's well being and his family's income, in a good way. He really hopes for your understanding again this time.


This loan is special because:

It helps families pay for potentially life-saving medical expenses.

Kendra Thorogood, Kiva staff

Kendra Thorogood
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.