Mario is 41 and lives in the Guasmo de Guayaquil (a built-up area where most of the residents are lower class). He began working with a computer cafe after the business where he worked was liquidated.
With effort and dedication he was able to buy computers and a booth in a stand. From that time on he has had his Cyber business which is the main economic support for his family. He works from 7 am to 7 pm every day. With the loan he would like to fix up the stand and to buy a computer for it.
In the future he wants his own house and to have a greater number of customers.
Mario de 41 años, vive en el Guasmo de Guayaquil (perímetro urbano, la mayoría de los habitantes son de clase baja). Empezó hace 4 años con el Cyber-cabinas, después que lo liquidaron en la empresa que trabajaba.
Con esfuerzo y dedicación el pudo comprar computadoras y una cabina en el local. Desde ese tiempo hasta ahora el tiene su Cyber el cual es su primer ingreso económico para mantener a su familia, Trabaja desde las 07h00am hasta las 19h00pm todos los días. Con el préstamo quiere arreglar el local y comprar una computadora para su local.
En el futuro quiere tener su casa propia, y tener un numero mas elevado de clientes.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.