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Jose Vicente
José is 30 years old and lives in Fortín de Guayaqui (a periurban zone with the remains of a disintegrating ecosystem). He has a fruit and vegetable shop in his house. With hard work and dedication he was able to built his house and converted part of it into a small shop. He works from 5am til 11pm at night. To create better opportunities to grow his business he wants to buy rice, sugar and oil with this loan to stock his shop better. In the future José wants to be a wholesaler of fruit and vegetables, and build a bigger house.
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José de 30 años, vive en el Fortín de Guayaquil (perímetro periurbano con restos de una ecología en disolución). El tiene una tienda de vegetales y frutas en su casa.

Con esfuerzo y dedicación el pudo construir una parte de su casa y convertirla en una pequeña tienda. Trabaja desde las 05h00am hasta las 23h00pm. Para tener mas oportunidad de incrementar su negocio el quiere comprar con el préstamo arroz, azúcar y aceite y así surtir mas su tienda.

En el futuro quiere ser comerciante mayoristas de vegetales y frutas, también poder construir su casa mas grande.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jose Vicente purchase rice, sugar and oil.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Jun 4, 2010
Jun 23, 2010
Currency Exchange Loss:
Jul 15, 2011