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Ana Maria
Ana is 32 years old and lives in Primavera de Duran (an urban area that originally consisted of irregular terrain with several hills, streams, and lakes that still exist as remnants of a disappearing ecosystem). She manages a store in her house made of reeds (the bars that appear in the photo help protect her store since it is inside her home).

In order to cover her family’s expenses, she decided to invest her savings and begin selling from her house. Ana bought rice, beverages, and supplies. With effort over time, she was able to expand her business.

Ana will use this loan to buy rice, sugar, and oil for her store. In the future, she wants to restock her business with new products and build a cement house.

View original language description ↓
Ana de 32 años, vive en la Primavera de Duran (perímetro urbano fue originalmente irregular, con varios cerros, riachuelos y lagunas que aún se presentan como restos de una ecología en disolución). Ella tiene una tienda en su casa de caña (las rejas que aparecen en la foto es para la seguridad de la tienda ya que esta dentro de su casa).

Para poder solventar los gastos familiares ella tuvo que invertir sus ahorros, decidió invertir sus ahorros y venderlos en su casa. Compro arroz, bebidas y víveres. Poco a poco con esfuerzo a podido agrandar mas su negocio.

Con el préstamo quiere comprar arroz, azúcar y aceite para su tienda. En el futuro quiere surtir mas su negocio con nuevos productos. Y construir su casa de cemento.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Ana Maria purchase rice, sugar, and oil.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 10, 2010
Jun 24, 2010
Currency Exchange Loss:
May 15, 2011