A loan of $200 helped to buy fertilizers, maize, bean seeds and pesticides.

Rose's story

Rose R. is married to John Kebut. They are both 45 years old and together they have six children aged between 12 and 23. Rose is a resident of Ngolong Village on the outskirts of the town of Kabarnet.

Rose runs an agro-vet shop which she started three years ago and is her primary source of income. She makes an average profit of KES 4,000 a month from the business; her other income comes from her spouse’s salary. Rose's business is located in Ngolong Trading Centre on the outskirts of Kabarnet, and most of her customers are residents of Ngolong, the neighboring villages and Pemwai Trading Centre.

Rose was introduced to KADET Limited by a client who had already joined KADET and borrowed KES 15,000 as her second loan. Rose plans to use KES 5,000 to purchase DAP fertilizers, KES 5,000 to purchase hybrid maize seeds and beans, and the remaining KES 5,000 for dairy meals and pesticides. Rose has never before borrowed from any microfinance institution.

Rose plans to use the profit from the business to expand it to maintain her growing clientele as it is the only business of its kind in the centre. Her dreams and hopes are to expand her business and give her children the best education possible. She also hopes that she will be able to support the less fortunate in society, especially in her community.

Loan details

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Loan details