A loan of $175 helped to purchase additional products to sell.


Lydia's story

Lydia Q. is from the village of Sto. Nino Manolo, Fortich Bukidnon. She is 51 years old. Lydia is married and has 3 school-aged children. Lydia owns & operates a sari-sari (variety) retail shop where she sells food & daily use products. Lydia has been engaged in her business for over 3 years and earns approximately 5,000 PHP a month. In 2009, Lydia joined HSPFI to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 5,000 PHP from HSPFI. This previous loan was used to to purchase additional products to sell. She is requesting a new loan of 8,000 PHP which will be used to purchase additional products to sell. This loan will be the 2nd loan taken out by Lydia from HSPFI. She plans to use the additional revenue generated to improve and expand her business. About HSPFI: HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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