A loan of $475 helped to buy construction material (paint, sand, cement, stone, doors, etc.).


Albertina's story

Albertina Carlota S. was born in the city of Maputo, Maputo Province, in southern Mozambique. She is single and has one son, who is 27 years old and attends journalism school. Albertina only studied through the 7th grade; she did not continue due to a lack of financial resources. She lives in her own house with her son and supports her sister who lives with her.

She has never left Maputo. For more than 15 years, Albertina has had her own business in Maputo city's Mandela market, where she sells meals and alcoholic drinks. She has 3 employees: 1 to help out in her house and 2 others to help her with her business. She earns about 7,000 MZN per month, which she uses for household expenses and employee payment. She is even able to save some through Xitique (a traditional rotating savings system).

Albertina has had loans with other banks (PROCREDIT), but later decided not to continue with them. She found out about Hluvuku through a friend who is already a client of this institution. This is her 1st loan, which has a value of 16,000 MZN. She intends to use it to buy construction material (paint, sand, cement, stone, doors, etc.) in order to expand and improve her house.

She promises to pay back this loan on time so she can have access to others. In the future, she plans to ask for more loans in order to finish her house and offer her family a more comfortable place to live.

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Translated from Portuguese by Kiva volunteer Erika Korowin


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