A loan of $3,750 helped a member para la compra de trigo, cebada.


Fraternidad Group's story

The community bank Banco Comunal Fraternidad is currently in its fifth cycle of microlending. All of the members are from the Barrio D. Enace Vista Alegre. Many of them know each other, and some are even neighbors. Rosa has been the president of Banco Comunal since its formation, and her cheerfulness and responsibility have led the members to consistently re-elect her as the bank's leader. Rosa is married and has five children (of whom four are students). Rosa is a nurse by profession, but she left that work in order to look after her children. Now Rosa sells firewood from her home, as well as other products that she gets from suppliers. Her children help her to carry out this work. In addition to her sales, Rosa also at times will travel to the different regional fairs where she purchases grain products that can be later processed in a rented mill, and sold to vendors from varous local markets. Rosa requests a loan of 300 soles, which will be invested in the purchase of wheat and barley. During the time in which she was a member of Finca Perú, she learned to save money and be responsible. What she most enjoys about working with a communal bank are the meetings, where she gets to see the other members with whom she is freinds. Her dream is to grow her business and for her children to complete their education.

In this group: Rosa Carmen, Eugenia, Yolanda, Julia, Salustia, Meri, Julia, Carmela, Dolores, Modesta, Victoria, Trinidad, Ayde Noymi, Rosalia, Raquel Eva, Elsa Maria
*not pictured

Translated from Spanish by Kiva volunteer Kevin Lenhart



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