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Gloria M., 55, is from the village of Southwestern Poblacion. She has one adult-aged child. To make a living, Gloria making and selling food, mostly snacks and other delicacies in the local community. Gloria has been in business for over 12 years and earns approximately 2,400 PHP a month.

In 2004, Gloria joined PMPC to access financial services to improve her living situation and to engage in business. Gloria has successfully repaid a previous loan of 5,000 PHP from PMPC. Gloria is requesting a new loan of 6,000 PHP to pay for the driver's license of her son. This loan will be her 8th from PMPC.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 378
    View loans »
    Philippines Loans Fundraising
  • $70,805,925
    Funds lent in using Kiva
  • 45.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Gloria pay for the driver's license for her son.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 11, 2010
Jul 1, 2010
Currency Exchange Loss:
Jan 15, 2011