A loan helped to buy a variety of cereals, such as corn and beans, to sell.


Wilter's story

Living and working in Vihiga has been challenging, especially for Wilter (a 34-year-old mom of three school-going children).

Wilter is a humble woman who has worked hard to establish herself. She earns an income selling her farm produce, such as crops and milk.

Wilter also earns a little income from her small businesses. Through these activities, she is able to give her family at least two meals per day.

Despite the prolonged dry seasons and frequent incidences of pests and diseases, which are very intense, Wilter has always looked forward to future accomplishments and success.

Wilter decided that the best way to boost her income is to improve her farm's productivity. She chose to run a side cereals business, which is one of the most profitable businesses in the Vihiga region.

Wilter requested a loan to buy more cereals to sell to her customers to make more profits to support her family. Wilter believes that she will be able to make additional profits by increasing her cereal stock.

This loan is an opportunity that Wilter never had before. Her irregular income and lack of collateral security were the main issues preventing her from accessing a loan from commercial banks.

Thanks to Juhudi Kilimo and Kiva, the lives of Wilter and her family will be changed for the better.

Wilter is so happy with this gesture of goodwill in her life.


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.



Loan details


Lenders and lending teams



Loan details