A loan of $5,450 helps a member to stock up on various products, flour, juices, rice, OMO [a brand of laundry soap], which will bolster her initial capital.


Utaratibu Group's story

Mrs Jeannette is a client of Hekima IMF and presides over the 'banc villageois' named “UTARATIBU”. She is married, 30 years old, and the mother of five children who all attend school. Her partner works in a private company.

She sells various products and started this enterprise five years ago with startup funding from her husband. Later on, she joined the Hekima program to support her business, during which time it gradually evolved.

With this new loan, she will stock up on various products, flour, juices, rice, OMO [a brand of laundry soap]. This will bolster her initial capital. The challenge in her business has to do with unpaid debts.

She would like her children to keep studying and also wants to expand her business. Finally, she would like to thank Hekima and their partners for the support given to non-bankable business owners in this context of global crisis related to the Covid-19. The picture displays only the group leader due to Covid-19 social-distancing measures.

In this group: Amani, Weseslasine, Francine, Jeannette, Mapenzi, Angeline, Pascaline, Chance, Iragi, Concile

Translated from French by Kiva volunteer Rizlane Baladi.


This loan is special because:

It serves entrepreneurs in conflict-affected areas with few opportunities.

Manon Genouille, Kiva staff

Manon Genouille
Kiva staff



Loan details


Lenders and lending teams





Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.