A loan helped to purchase dairy cows in order to increase her sales of milk to a local factory.


Aigul's story

Aigul is 44 years old, married, and has three sons and one daughter. She has a secondary education. She has bred cattle and farmed since 2000 to earn her family's primary income. Thanks to her hard work, today her farm has two cows, 30 sheep, two horses, and a land share of 2.4 Hectares where she grows clover. She has a contract to supply organic milk to a local factory to be processed into dairy products. This allows her to continuously invest in her farming business.

When Aigul learned that she could get a loan under pledge of contract for future supply at Bai Tushum Bank for a "Value Added Chain" product, she applied for a loan of 120,000 KGS to purchase dairy cows to increase her sales of organic milk. Payments for the milk from the factory will be directly transferred to her bank account, and payments on the loan will be automatically withdrawn. The income from the loan will help her further develop her farm.

Translated from Russian by Kiva volunteer Peter Ward.


This loan is special because:

It allows farmers to increase production and income in a guaranteed value chain.



Loan details


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Loan details