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Choose a borrower
Browse categories of borrowers— people looking to grow businesses, go to school, switch to clean energy, and more.
Make a loan
Select a borrower who you connect with and help fund a loan with as little as $25.
Get repaid
Receive updates on your loans and see the dollars return to your Kiva account.
Repeat!
Use the repayment to support another borrower, or withdraw your money.
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Randall has worked as a merchant for 6 years. He is requesting the loan to buy spare parts and pay for hand labor to fix the car que uses for his job, in order to have his source of income again and give his family a better quality of life.
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Translated from Spanish by Kiva volunteer Patricia Mueller. View original language description.
Randall se dedica a ser comerciante desde hace 6 años. Él solicita el préstamo para la compra de repuestos y pagar la mano de obra para arreglar el carro que utiliza para su trabajo y así tener de nuevo su fuente de ingresos para poder brindarle a su familia una mejor calidad de vida.
Lina Ramírez, Kiva staff
Lina Ramírez
Kiva staff
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Field Partner, which manages the loan on the ground. Field Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Field Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
Field Partners often work with borrowers over time to help them build credit and expand their businesses. In order to make it easier for partners to post loans for borrowers who have been listed on Kiva before, we allow some partners the ability to relist a loan without having to re-enter all of the borrower's information. When this occurs, you'll see an updated loan description, as well as excerpts of the original descriptions from an earlier loan.
Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These additional loans are typically smaller than the borrower's primary loan and serve a different purpose. We trust our partners to determine whether a borrower has the means to be able to repay a successive or concurrent loan.
A Field Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Field Partner to originate, disburse and collect.
Loan tags help lenders find loans that match certain areas of interest.
Repayment schedule
| Expected | Actual | Comments | |
|---|---|---|---|
| May 2021 | $49.65 | Available May 1 | |
| Jun 2021 | $17.38 | Available Jun 1 | |
| Jul 2021 | $17.82 | Available Jul 1 | |
| Aug 2021 | $18.26 | Available Aug 1 | |
| Sep 2021 | $18.72 | Available Sep 1 | |
| Oct 2021 | $19.19 | Available Oct 1 | |
| Nov 2021 | $19.67 | Available Nov 1 | |
| Dec 2021 | $20.16 | Available Dec 1 | |
| Jan 2022 | $20.67 | Available Jan 1 | |
| Feb 2022 | $21.18 | Available Feb 1 | |
| Mar 2022 | $21.71 | Available Mar 1 | |
| Apr 2022 | $22.25 | Available Apr 1 | |
| May 2022 | $22.81 | Available May 1 | |
| Jun 2022 | $23.38 | Available Jun 1 | |
| Jul 2022 | $23.96 | Available Jul 1 | |
| Aug 2022 | $24.56 | Available Aug 1 | |
| Sep 2022 | $25.18 | Available Sep 1 | |
| Oct 2022 | $25.81 | Available Oct 1 | |
| Nov 2022 | $26.45 | Available Nov 1 | |
| Dec 2022 | $27.11 | Available Dec 1 | |
| Jan 2023 | $27.79 | Available Jan 1 | |
| Feb 2023 | $28.49 | Available Feb 1 | |
| Mar 2023 | $29.20 | Available Mar 1 | |
| Apr 2023 | $29.93 | Available Apr 1 | |
| May 2023 | $30.68 | Available May 1 | |
| Jun 2023 | $31.44 | Available Jun 1 | |
| Jul 2023 | $32.23 | Available Jul 1 | |
| Aug 2023 | $33.03 | Available Aug 1 | |
| Sep 2023 | $33.86 | Available Sep 1 | |
| Oct 2023 | $34.71 | Available Oct 1 | |
| Nov 2023 | $35.57 | Available Nov 1 | |
| Dec 2023 | $36.46 | Available Dec 1 | |
| Jan 2024 | $37.37 | Available Jan 1 | |
| Feb 2024 | $38.32 | Available Feb 1 |
| Expected | Amount | Actual | Received | Comments | |
|---|---|---|---|---|---|
| May 2021 | |||||
| From borrower to Field Partner | Jan 30, 2021 | 9,903.47 CRC | |||
| Feb 28, 2021 | 10,151.49 CRC | ||||
| Mar 30, 2021 | 10,404.61 CRC | ||||
| From Field Partner to lenders | May 2021 | $49.65 | Available May 1 | ||
| Jun 2021 | |||||
| From borrower to Field Partner | Apr 30, 2021 | 10,664.88 CRC | |||
| From Field Partner to lenders | Jun 2021 | $17.38 | Available Jun 1 | ||
| Jul 2021 | |||||
| From borrower to Field Partner | May 30, 2021 | 10,931.28 CRC | |||
| From Field Partner to lenders | Jul 2021 | $17.82 | Available Jul 1 | ||
| Aug 2021 | |||||
| From borrower to Field Partner | Jun 30, 2021 | 11,204.81 CRC | |||
| From Field Partner to lenders | Aug 2021 | $18.26 | Available Aug 1 | ||
| Sep 2021 | |||||
| From borrower to Field Partner | Jul 30, 2021 | 11,484.47 CRC | |||
| From Field Partner to lenders | Sep 2021 | $18.72 | Available Sep 1 | ||
| Oct 2021 | |||||
| From borrower to Field Partner | Aug 30, 2021 | 11,772.30 CRC | |||
| From Field Partner to lenders | Oct 2021 | $19.19 | Available Oct 1 | ||
| Nov 2021 | |||||
| From borrower to Field Partner | Sep 30, 2021 | 12,066.25 CRC | |||
| From Field Partner to lenders | Nov 2021 | $19.67 | Available Nov 1 | ||
| Dec 2021 | |||||
| From borrower to Field Partner | Oct 30, 2021 | 12,368.37 CRC | |||
| From Field Partner to lenders | Dec 2021 | $20.16 | Available Dec 1 | ||
| Jan 2022 | |||||
| From borrower to Field Partner | Nov 30, 2021 | 12,677.63 CRC | |||
| From Field Partner to lenders | Jan 2022 | $20.67 | Available Jan 1 | ||
| Feb 2022 | |||||
| From borrower to Field Partner | Dec 30, 2021 | 12,994.03 CRC | |||
| From Field Partner to lenders | Feb 2022 | $21.18 | Available Feb 1 | ||
| Mar 2022 | |||||
| From borrower to Field Partner | Jan 30, 2022 | 13,318.60 CRC | |||
| From Field Partner to lenders | Mar 2022 | $21.71 | Available Mar 1 | ||
| Apr 2022 | |||||
| From borrower to Field Partner | Feb 28, 2022 | 13,652.36 CRC | |||
| From Field Partner to lenders | Apr 2022 | $22.25 | Available Apr 1 | ||
| May 2022 | |||||
| From borrower to Field Partner | Mar 30, 2022 | 13,993.26 CRC | |||
| From Field Partner to lenders | May 2022 | $22.81 | Available May 1 | ||
| Jun 2022 | |||||
| From borrower to Field Partner | Apr 30, 2022 | 14,343.34 CRC | |||
| From Field Partner to lenders | Jun 2022 | $23.38 | Available Jun 1 | ||
| Jul 2022 | |||||
| From borrower to Field Partner | May 30, 2022 | 14,701.60 CRC | |||
| From Field Partner to lenders | Jul 2022 | $23.96 | Available Jul 1 | ||
| Aug 2022 | |||||
| From borrower to Field Partner | Jun 30, 2022 | 15,069.03 CRC | |||
| From Field Partner to lenders | Aug 2022 | $24.56 | Available Aug 1 | ||
| Sep 2022 | |||||
| From borrower to Field Partner | Jul 30, 2022 | 15,445.66 CRC | |||
| From Field Partner to lenders | Sep 2022 | $25.18 | Available Sep 1 | ||
| Oct 2022 | |||||
| From borrower to Field Partner | Aug 30, 2022 | 15,832.49 CRC | |||
| From Field Partner to lenders | Oct 2022 | $25.81 | Available Oct 1 | ||
| Nov 2022 | |||||
| From borrower to Field Partner | Sep 30, 2022 | 16,227.48 CRC | |||
| From Field Partner to lenders | Nov 2022 | $26.45 | Available Nov 1 | ||
| Dec 2022 | |||||
| From borrower to Field Partner | Oct 30, 2022 | 16,633.71 CRC | |||
| From Field Partner to lenders | Dec 2022 | $27.11 | Available Dec 1 | ||
| Jan 2023 | |||||
| From borrower to Field Partner | Nov 30, 2022 | 17,049.12 CRC | |||
| From Field Partner to lenders | Jan 2023 | $27.79 | Available Jan 1 | ||
| Feb 2023 | |||||
| From borrower to Field Partner | Dec 30, 2022 | 17,475.75 CRC | |||
| From Field Partner to lenders | Feb 2023 | $28.49 | Available Feb 1 | ||
| Mar 2023 | |||||
| From borrower to Field Partner | Jan 30, 2023 | 17,912.59 CRC | |||
| From Field Partner to lenders | Mar 2023 | $29.20 | Available Mar 1 | ||
| Apr 2023 | |||||
| From borrower to Field Partner | Feb 28, 2023 | 18,360.67 CRC | |||
| From Field Partner to lenders | Apr 2023 | $29.93 | Available Apr 1 | ||
| May 2023 | |||||
| From borrower to Field Partner | Mar 30, 2023 | 18,818.94 CRC | |||
| From Field Partner to lenders | May 2023 | $30.68 | Available May 1 | ||
| Jun 2023 | |||||
| From borrower to Field Partner | Apr 30, 2023 | 19,289.47 CRC | |||
| From Field Partner to lenders | Jun 2023 | $31.44 | Available Jun 1 | ||
| Jul 2023 | |||||
| From borrower to Field Partner | May 30, 2023 | 19,772.24 CRC | |||
| From Field Partner to lenders | Jul 2023 | $32.23 | Available Jul 1 | ||
| Aug 2023 | |||||
| From borrower to Field Partner | Jun 30, 2023 | 20,266.24 CRC | |||
| From Field Partner to lenders | Aug 2023 | $33.03 | Available Aug 1 | ||
| Sep 2023 | |||||
| From borrower to Field Partner | Jul 30, 2023 | 20,773.51 CRC | |||
| From Field Partner to lenders | Sep 2023 | $33.86 | Available Sep 1 | ||
| Oct 2023 | |||||
| From borrower to Field Partner | Aug 30, 2023 | 21,292.00 CRC | |||
| From Field Partner to lenders | Oct 2023 | $34.71 | Available Oct 1 | ||
| Nov 2023 | |||||
| From borrower to Field Partner | Sep 30, 2023 | 21,824.79 CRC | |||
| From Field Partner to lenders | Nov 2023 | $35.57 | Available Nov 1 | ||
| Dec 2023 | |||||
| From borrower to Field Partner | Oct 30, 2023 | 22,370.84 CRC | |||
| From Field Partner to lenders | Dec 2023 | $36.46 | Available Dec 1 | ||
| Jan 2024 | |||||
| From borrower to Field Partner | Nov 30, 2023 | 22,929.14 CRC | |||
| From Field Partner to lenders | Jan 2024 | $37.37 | Available Jan 1 | ||
| Feb 2024 | |||||
| From borrower to Field Partner | Dec 30, 2023 | 23,510.92 CRC | |||
| From Field Partner to lenders | Feb 2024 | $38.32 | Available Feb 1 | ||
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Field Partner, which manages the loan on the ground. Field Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Field Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
Field Partners often work with borrowers over time to help them build credit and expand their businesses. In order to make it easier for partners to post loans for borrowers who have been listed on Kiva before, we allow some partners the ability to relist a loan without having to re-enter all of the borrower's information. When this occurs, you'll see an updated loan description, as well as excerpts of the original descriptions from an earlier loan.
Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These additional loans are typically smaller than the borrower's primary loan and serve a different purpose. We trust our partners to determine whether a borrower has the means to be able to repay a successive or concurrent loan.
A Field Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Field Partner to originate, disburse and collect.
Repayment schedule
| Expected | Actual | Comments | |
|---|---|---|---|
| May 2021 | $49.65 | Available May 1 | |
| Jun 2021 | $17.38 | Available Jun 1 | |
| Jul 2021 | $17.82 | Available Jul 1 | |
| Aug 2021 | $18.26 | Available Aug 1 | |
| Sep 2021 | $18.72 | Available Sep 1 | |
| Oct 2021 | $19.19 | Available Oct 1 | |
| Nov 2021 | $19.67 | Available Nov 1 | |
| Dec 2021 | $20.16 | Available Dec 1 | |
| Jan 2022 | $20.67 | Available Jan 1 | |
| Feb 2022 | $21.18 | Available Feb 1 | |
| Mar 2022 | $21.71 | Available Mar 1 | |
| Apr 2022 | $22.25 | Available Apr 1 | |
| May 2022 | $22.81 | Available May 1 | |
| Jun 2022 | $23.38 | Available Jun 1 | |
| Jul 2022 | $23.96 | Available Jul 1 | |
| Aug 2022 | $24.56 | Available Aug 1 | |
| Sep 2022 | $25.18 | Available Sep 1 | |
| Oct 2022 | $25.81 | Available Oct 1 | |
| Nov 2022 | $26.45 | Available Nov 1 | |
| Dec 2022 | $27.11 | Available Dec 1 | |
| Jan 2023 | $27.79 | Available Jan 1 | |
| Feb 2023 | $28.49 | Available Feb 1 | |
| Mar 2023 | $29.20 | Available Mar 1 | |
| Apr 2023 | $29.93 | Available Apr 1 | |
| May 2023 | $30.68 | Available May 1 | |
| Jun 2023 | $31.44 | Available Jun 1 | |
| Jul 2023 | $32.23 | Available Jul 1 | |
| Aug 2023 | $33.03 | Available Aug 1 | |
| Sep 2023 | $33.86 | Available Sep 1 | |
| Oct 2023 | $34.71 | Available Oct 1 | |
| Nov 2023 | $35.57 | Available Nov 1 | |
| Dec 2023 | $36.46 | Available Dec 1 | |
| Jan 2024 | $37.37 | Available Jan 1 | |
| Feb 2024 | $38.32 | Available Feb 1 |
| Expected | Amount | Actual | Received | Comments | |
|---|---|---|---|---|---|
| May 2021 | |||||
| From borrower to Field Partner | Jan 30, 2021 | 9,903.47 CRC | |||
| Feb 28, 2021 | 10,151.49 CRC | ||||
| Mar 30, 2021 | 10,404.61 CRC | ||||
| From Field Partner to lenders | May 2021 | $49.65 | Available May 1 | ||
| Jun 2021 | |||||
| From borrower to Field Partner | Apr 30, 2021 | 10,664.88 CRC | |||
| From Field Partner to lenders | Jun 2021 | $17.38 | Available Jun 1 | ||
| Jul 2021 | |||||
| From borrower to Field Partner | May 30, 2021 | 10,931.28 CRC | |||
| From Field Partner to lenders | Jul 2021 | $17.82 | Available Jul 1 | ||
| Aug 2021 | |||||
| From borrower to Field Partner | Jun 30, 2021 | 11,204.81 CRC | |||
| From Field Partner to lenders | Aug 2021 | $18.26 | Available Aug 1 | ||
| Sep 2021 | |||||
| From borrower to Field Partner | Jul 30, 2021 | 11,484.47 CRC | |||
| From Field Partner to lenders | Sep 2021 | $18.72 | Available Sep 1 | ||
| Oct 2021 | |||||
| From borrower to Field Partner | Aug 30, 2021 | 11,772.30 CRC | |||
| From Field Partner to lenders | Oct 2021 | $19.19 | Available Oct 1 | ||
| Nov 2021 | |||||
| From borrower to Field Partner | Sep 30, 2021 | 12,066.25 CRC | |||
| From Field Partner to lenders | Nov 2021 | $19.67 | Available Nov 1 | ||
| Dec 2021 | |||||
| From borrower to Field Partner | Oct 30, 2021 | 12,368.37 CRC | |||
| From Field Partner to lenders | Dec 2021 | $20.16 | Available Dec 1 | ||
| Jan 2022 | |||||
| From borrower to Field Partner | Nov 30, 2021 | 12,677.63 CRC | |||
| From Field Partner to lenders | Jan 2022 | $20.67 | Available Jan 1 | ||
| Feb 2022 | |||||
| From borrower to Field Partner | Dec 30, 2021 | 12,994.03 CRC | |||
| From Field Partner to lenders | Feb 2022 | $21.18 | Available Feb 1 | ||
| Mar 2022 | |||||
| From borrower to Field Partner | Jan 30, 2022 | 13,318.60 CRC | |||
| From Field Partner to lenders | Mar 2022 | $21.71 | Available Mar 1 | ||
| Apr 2022 | |||||
| From borrower to Field Partner | Feb 28, 2022 | 13,652.36 CRC | |||
| From Field Partner to lenders | Apr 2022 | $22.25 | Available Apr 1 | ||
| May 2022 | |||||
| From borrower to Field Partner | Mar 30, 2022 | 13,993.26 CRC | |||
| From Field Partner to lenders | May 2022 | $22.81 | Available May 1 | ||
| Jun 2022 | |||||
| From borrower to Field Partner | Apr 30, 2022 | 14,343.34 CRC | |||
| From Field Partner to lenders | Jun 2022 | $23.38 | Available Jun 1 | ||
| Jul 2022 | |||||
| From borrower to Field Partner | May 30, 2022 | 14,701.60 CRC | |||
| From Field Partner to lenders | Jul 2022 | $23.96 | Available Jul 1 | ||
| Aug 2022 | |||||
| From borrower to Field Partner | Jun 30, 2022 | 15,069.03 CRC | |||
| From Field Partner to lenders | Aug 2022 | $24.56 | Available Aug 1 | ||
| Sep 2022 | |||||
| From borrower to Field Partner | Jul 30, 2022 | 15,445.66 CRC | |||
| From Field Partner to lenders | Sep 2022 | $25.18 | Available Sep 1 | ||
| Oct 2022 | |||||
| From borrower to Field Partner | Aug 30, 2022 | 15,832.49 CRC | |||
| From Field Partner to lenders | Oct 2022 | $25.81 | Available Oct 1 | ||
| Nov 2022 | |||||
| From borrower to Field Partner | Sep 30, 2022 | 16,227.48 CRC | |||
| From Field Partner to lenders | Nov 2022 | $26.45 | Available Nov 1 | ||
| Dec 2022 | |||||
| From borrower to Field Partner | Oct 30, 2022 | 16,633.71 CRC | |||
| From Field Partner to lenders | Dec 2022 | $27.11 | Available Dec 1 | ||
| Jan 2023 | |||||
| From borrower to Field Partner | Nov 30, 2022 | 17,049.12 CRC | |||
| From Field Partner to lenders | Jan 2023 | $27.79 | Available Jan 1 | ||
| Feb 2023 | |||||
| From borrower to Field Partner | Dec 30, 2022 | 17,475.75 CRC | |||
| From Field Partner to lenders | Feb 2023 | $28.49 | Available Feb 1 | ||
| Mar 2023 | |||||
| From borrower to Field Partner | Jan 30, 2023 | 17,912.59 CRC | |||
| From Field Partner to lenders | Mar 2023 | $29.20 | Available Mar 1 | ||
| Apr 2023 | |||||
| From borrower to Field Partner | Feb 28, 2023 | 18,360.67 CRC | |||
| From Field Partner to lenders | Apr 2023 | $29.93 | Available Apr 1 | ||
| May 2023 | |||||
| From borrower to Field Partner | Mar 30, 2023 | 18,818.94 CRC | |||
| From Field Partner to lenders | May 2023 | $30.68 | Available May 1 | ||
| Jun 2023 | |||||
| From borrower to Field Partner | Apr 30, 2023 | 19,289.47 CRC | |||
| From Field Partner to lenders | Jun 2023 | $31.44 | Available Jun 1 | ||
| Jul 2023 | |||||
| From borrower to Field Partner | May 30, 2023 | 19,772.24 CRC | |||
| From Field Partner to lenders | Jul 2023 | $32.23 | Available Jul 1 | ||
| Aug 2023 | |||||
| From borrower to Field Partner | Jun 30, 2023 | 20,266.24 CRC | |||
| From Field Partner to lenders | Aug 2023 | $33.03 | Available Aug 1 | ||
| Sep 2023 | |||||
| From borrower to Field Partner | Jul 30, 2023 | 20,773.51 CRC | |||
| From Field Partner to lenders | Sep 2023 | $33.86 | Available Sep 1 | ||
| Oct 2023 | |||||
| From borrower to Field Partner | Aug 30, 2023 | 21,292.00 CRC | |||
| From Field Partner to lenders | Oct 2023 | $34.71 | Available Oct 1 | ||
| Nov 2023 | |||||
| From borrower to Field Partner | Sep 30, 2023 | 21,824.79 CRC | |||
| From Field Partner to lenders | Nov 2023 | $35.57 | Available Nov 1 | ||
| Dec 2023 | |||||
| From borrower to Field Partner | Oct 30, 2023 | 22,370.84 CRC | |||
| From Field Partner to lenders | Dec 2023 | $36.46 | Available Dec 1 | ||
| Jan 2024 | |||||
| From borrower to Field Partner | Nov 30, 2023 | 22,929.14 CRC | |||
| From Field Partner to lenders | Jan 2024 | $37.37 | Available Jan 1 | ||
| Feb 2024 | |||||
| From borrower to Field Partner | Dec 30, 2023 | 23,510.92 CRC | |||
| From Field Partner to lenders | Feb 2024 | $38.32 | Available Feb 1 | ||
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