A loan helped to buy farm inputs such as nutrient-rich fertilizer to boost the quality of her corn farm produce.


Mary's story

Mary (58) is a woman with an unending desire to achieve. She hails from a remote village in the Litein area of Kenya, where farming has been embraced as the primary economic activity. Mary has never shifted her attention away from farming. She has always worked hard to meet her set objectives. She enjoys generating an income through selling her harvest, which makes her feel accomplished. However, Mary finds the cost of farming inputs very high.

In Kenya, agriculture is one of the most competitive industries, especially due to the high costs of operations necessary to improve farming. Such costs include the cost of land acquisition and inputs, which have skyrocketed. To meet the high costs of inputs, farmers have been forced to borrow from financial institutions that sometimes impose very complicated procedures in loans distribution. Some farmers, especially women, end up being disadvantaged.

Mary has borrowed this loan to buy farm inputs such as nutrient-rich fertilizer to boost the quality of her corn crop farm produce, earn more profits, and elevate her living standards. This loan is therefore an opportunity that she never got before. Her irregular income and lack of collateral security were the main drawbacks limiting her from accessing a loan from commercial banks. Thanks to Juhudi Kilimo and Kiva, the lives of Mary and her family will be changed through this loan.


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.



Loan details


Lenders and lending teams



Loan details