A loan of $325 helped to invest in expanding the business.


Orocarita's story

Orocarita C. is from the village of Lunao, Gingoog City. She is 56 years old, married and has two adult children. To make a living, Orocarita owns and operates a specialized retail store. While not the only means for generating revenue, the main source of income for the business comes from buying and selling personal products and some ready to wear items in the local community. Orocarita has been engaged in her business for over three years and earns approximately 8000 PHP a month from these activities. In 2009, Orocarita joined HSPFI to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 11000 PHP from HSPFI which was used to purchase additional products to sell. Orocarita is requesting a new loan of 14000 PHP which will be used to invest in expanding the business. This will be the fourth loan she has taken out from HSPFI. She plans to use the additional revenue generated to improve/expand her business. About HSPFI: HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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