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Chen S., 50, is widowed and resides with her four children in Siem Reap Province, Cambodia, an area known for Angkorian temples. S. sells rice for an income of 5 USD per day. Her son is a bartender at a hotel in the town, earning an income of about 4 USD per day to help cover the family expenses. S. is requesting a loan of 1,200 USD to purchase a motorbike for her son to ride to work. In the future, she would like to use any leftover money to repair her house. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 144
    View loans »
    Cambodia Loans Fundraising
  • $41,468,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Chen to buy a motorbike for her son to ride to work.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 1, 2010
Jun 21, 2010
Currency Exchange Loss:
Apr 17, 2011