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Dy S., 26, is single and resides with her sister in Takeo Province, Cambodia, an area known for pre-Angkorean temples. S. and her sister are employed at a local garment factory, earning an income of about USD 2 each per day to help cover the family expenses.

S. is requesting a loan of USD 800 to purchase a motorbike to commute to work. In the future, she would like to use any additional profit to raise pigs. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia. S. (in flowered red shirt) appears in the photograph with her younger sister.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 66
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Dy buy a motorbike to use to commute to work.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 22, 2010
Jun 21, 2010
Currency Exchange Loss:
Dec 15, 2011