A loan helped a member to buy casual clothes for women, men, and children.


Salmista Group's story

Enma, age 37, is a generous worker who lives with husband and three children (between the ages of 3 and 8) in a rural area in the State of Totonicapán. She says that she is committed to helping with the maintenance of her household, especially during this time of COVID-19. Enma studied through the sixth grade, but she wants her children to complete their studies at the university level. In order to achieve this goal, she has a business of selling casual clothes for women, men, and children. Enma wants to keep growing her business, so she is requesting her first Kiva loan. Her goal for her business is to increase her inventory by purchasing a variety of clothes in different styles and sizes for various ages.

Enma is one of the seven members of the Communal Trust Bank “Salmista”. These women want to invest in their small businesses that include selling fruit, selling clothes, managing convenience stores, and raising animals. They also receive training through monthly educational seminars. The facilitator emphasizes the importance of hygiene, using a mask, social distancing, and a healthy diet. The meetings cover an aspect of four themes: health, family, women’s issues, and business. Every two months, a nurse offers consultations to the women over the phone. This important combination of loans, education, and health care is known as “Microcredit Plus”.

Kiva lenders, please help empower these women in these difficult times. Thank you for financing these loans!

In this group: Griselda Paola, Yeny Judith , Manuela , Maria , Isabel , Enma , Catarina

Translator profile picture

Translated from Spanish by Kiva volunteer Ronan Reodica.


This loan is special because:

Clients receive in-depth trainings on business, health, over-indebtedness, and self-esteem.



Loan details


Lenders and lending teams




Loan details