A loan of $2,000 helped a member buying more beer, spirits, and soda for the grocery; buying salon equipment.

Wito Group's story

Ummy K., age 40, is married with 3 children, aged 18, 15, and 9. She has had a beauty salon and a grocery for 10 years now. She works from 8am to 11pm daily and she is able to make a monthly profit of about $366.

This will be Ummy’s 2nd Motisha (motisha is to motivate good clients) loan from Tujijenge Tanzania. She used the previous loan to increase the stock on both businesses, equipment for the salon and more drinks for the grocery and has paid back the loan successfully. She hopes for a loan to buy more beer, soda, spirits and water for the grocery and to buy more salon equipment. When Ummy makes her profits, she wants to pay school fees for her children and also household expenses. Her dreams is to start selling cosmetics.

Ummy will share this loan with her loan group Wito, which totals 11 members. The members of the group will hold each other accountable in paying back the loan.

In the picture, Ummy is second from right, in a blue dress in front row.

In this group: Ummy, Shani, Merry*, Zuwena, Joyce, Fides, Fatuma, Salma, Michael, Rafia, Agnes
*not pictured

Loan details

Lenders and lending teams

Loan details