A loan of $325 helped to purchase additional products to sell.


Melodina's story

Melodina C. is from the village of Pagatpat. She is 40 years old. Melodina is married and has two school-aged children. To make a living, Melodina operates a specialized retail store. The main source of income for the business comes from selling seafood products, including fish and shrimp, in the local community. Melodina has been engaged in her business for over a year and earns approximately 8,000 Philippine pesos (PHP) a month from it. In 2009, Melodina joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Melodina has successfully repaid a previous loan of 8,000 PHP from HSPFI, a Kiva partner. This previous loan was used to purchase additional products to sell. Melodina is requesting a new loan of 14,000 PHP, which will be used to purchase additional products to sell. This will be the fourth loan taken out by Melodina from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business. About HSPFI: HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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