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Rosita M., a 57-year old married woman who lives in Talusan, Brgy. Bulanon, Sagay City, earns a living by operating her own fishing business. Rosita’s husband, Carlo, is a fisherman, and they have eight children who are school-age and adult-age, including a daughter working abroad. They own two vehicles which their two sons take care of for their business, and they also have a sugarcane farm.

Rosita joined NWTF-Project Dungganon in 1990 to help her husband improve their family's quality of life. With the assistance of her loans from NWTF-PD, she has been able to increase their family income by starting a fishing business, now earning an average monthly income of Php10,000.

A member in good standing, Rosita's previous loan of Php29,500 was used to fund operations for her fishing business and had a positive impact on both the business and the family’s living conditions. Now requesting her 16th loan in the amount of Php29,500, which she intends to use as additional working capital, Rosita is working hard to achieve her dreams for her family, which are to provide them with a brighter future and a more comfortable life.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed on a member of a community who has earned the respect through a lifetime of hard and honest work.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 407
    View loans »
    Philippines Loans Fundraising
  • $69,608,700
    Funds lent in using Kiva
  • 45.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Rosita additional working capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 25, 2010
Jul 12, 2010
Currency Exchange Loss:
Nov 15, 2010