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La Oportunidad Group
In this Group: Wendy , María Eugenia, Silvia Elena
The La Oportunidad group is comprised of three hard-working women from Masaya, the cradle of Nicaraguan folklore.

Wendy Gutierres Vilchez is the coordinator. In 2007 she started selling tacos, enchiladas, and fried plantain slices with cheese. As the business was growing she invested in other products like meat and chicken. She even set up a small “fritanga”.

A “fritanga” is a Nicaraguan restaurant, which is popular due to its excellence. It consists of selling fried food, which is prepared to put on the grill. It is generally bought for dinner.

Silvia Elena C., a colleague in the group, has had a meat grinding business since 1980. She has worked in this business for a great part of her life. María Eugenia C., another colleague, has been distributing Avon and Zelsa products and clothes for four years.
View original language description ↓
El grupo la oportunidad está conformado por tres féminas trabajadoras provenientes de Masaya, cuna del folklor nicaragüense. La coordinadora es la señora Wendy Gutierres Vilchez quien en el 2007 empezó vendiendo tacos, enchiladas y tajadas con queso con forme el negocio fue creciendo invirtió en otros productos como carne, pollo hasta formar una pequeña fritanga.

La fritanga es un restaurante popular por excelencia en Nicaragua. Este consiste en la venta de alimentos fritos, que están preparados solo para poner en la parrilla, por lo generar se comprar para la cena.

Sus compañeras de grupo son Silvia Elena C. quien desde 1980 tiene un molino de carne negocio con el que ha trabajado gran parte de su vida y María Eugenia C. distribuye productos Avon, Zelsa y ropa desde hace cuatro años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 21.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of La Oportunidad Group's $375 loan helped a member meat, basic grains, oil, and bananas, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 17, 2010
Jun 21, 2010
Currency Exchange Loss:
Dec 15, 2010