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Martha Georgina
Martha is a very hard-working woman who works with her husband to try to improve their income. A few years ago, they put up a small general store in their home and have continued to increase their inventory. She also helps her husband with the harvest on their land where they grow tomatoes and sweet peppers.

The plants are growing but they need to fertilize it so it can grow better. Her previous loan was used to buy products for her store, but this loan will be invested in chemicals and fertilizers to improve their harvest and be able to sell more tomatoes.

What they hope for now is to be able to improve their home and provide for their son since prices have gone up in the country; many have lost their crops due to bad storms. They hope they will be able to have a good harvest in order to earn more money.
View original language description ↓
La señora Martha es una mujer trabajadora que trabaja junto con su esposo para lograr mejores beneficios, desde hace varios año logro poner una pulpería que ha ido aumentando su inventario, a si como ayuda a su esposo en los cultivo, ya que tienen unas tierra, en donde están cultivando tomate y chiltoma.

Ya están la mata creciendo pero necesitan dar mantenimiento para que puedan crecer bien.
Con el crédito anterior logro aumentar los productos de su negocio, y con este financiamiento lograra invertir en productos químicos, abonos, para aplicar a la cosecha y poder sacar a vender un buen tomate.

Lo que espera lograr ahorrar para hacer mejoras a su casa, y dar lo necesario a su hijo ya que todo ha aumentado en nuestro país, por la perdida de muchas cosechas que se han perdido por muchas tormentas. Lo que espera no dañen los frutos para poder sacar lo invertido y obtener buenas ganancias.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 21.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Martha Georgina purchase chemicals and fertilizer to fumigate and fertilize their tomato and pepper plants; this will help them improve their income.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jun 18, 2010
Jul 1, 2010
Currency Exchange Loss:
Apr 15, 2011