A loan of $300 helped additional working capital.


Cecilia's story

Cecilia A. is a 49-year-old married woman who lives in Prk 3, Brgy Cambarus, Pontevedra, Negros Occidental. She earns her living by engaging in a general store business.

Cecilia’s 56-year-old husband, Mamerto, is a farmer. They have seven children who are between 7 and 24 years old. Five of their children are currently going to school and also help their parents in the business as part of their daily chores. The others work to help the family.

Cecilia joined NWTF-Project Dungganon in 2005 in the hope that she would be able to help her husband improve their family's quality of life. With the help of her loans from NWTF-PD, she has been able to increase their family income through the general store business. Now she earns an average monthly income of PHP 8,000 from her business activities.

Cecilia is a member in good standing. Her previous loan of PHP 13,000 was used to fund operations of her general store, and it had a positive impact on both the business and the family’s living conditions. Now she is borrowing for her 10th cycle loan, the amount of PHP 13,000, which she intends to use on her general store. Cecilia is working hard to achieve her dreams and aspirations for her family, which are to provide them with a brighter future and a more comfortable life.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.



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