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Nilda B. is a widow who lives in Prk. Santol, Sitio Malarong, Kabankalan City, Negros Occidental. She earns her living by operating a food vending business. Nilda joined NWTF-Project Dungganon in 2000 because she wanted something better for her family. With the help of her past thirteen loans from NWTF-Project Dungganon, Nilda has been incrementally lifting her family out of poverty by the sweat of her brow.

Her previous loan of 15,000 Philippine pesos (PHP) helped her earn a monthly profit of 15,000 PHP, improving the family's standard of living. This time, she is borrowing 17,000 PHP which she intends to use to improve her business so that she can continue to save up for the future. She will purchase new equipment that can be useful for her business.

Nilda B. is a Dungganon woman who is following an honorable path towards the achievement of her dreams.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed on a member of a community who has earned respect through a lifetime of hard and honest work.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 478
    View loans »
    Philippines Loans Fundraising
  • $69,645,400
    Funds lent in using Kiva
  • 45.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Nilda for additional working capital.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2010
Jul 1, 2010
Currency Exchange Loss:
Jun 15, 2011