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Ana Rosa
Ana is 44 years old and lives the periurban area of Fortín (a mountainous place with dirt roads) in Guayaquil. She operates a grocery store that she started some time ago and has three children (ages 17, 14, and 9) who help her after they come home from school.

Ana started selling beverages, but with effort over time she remodeled her house and now runs her store out of her living room. She works from 6am until 8pm. In order to increase the inventory of her business, she wants to use her loan to buy rice, sugar, and milk.

In the future, she wants to finish her house since it is lacking paint. She also would like to have a well-stocked store so that it will be one of the best in the area.

View original language description ↓
Ana de 44 años, vive en una zona periurbana en el Fortín (lugar con montañas y caminos de tierra) de Guayaquil. Ella tiene una tienda de víveres ya hace algún tiempo la tiene y sus hijos de 17, 14 y 9 años le ayudan después que salen de la escuela.

Comenzó vendiendo bebidas, poco a poco con esfuerzo tuvo su pequeña tienda readecuando su casa y la ubico en la sala. Trabaja desde las 06h00am hasta las 20h00pm. Para surtir mas su negocio ella quiere comprar con el préstamo arroz, azúcar y leche.

En el futuro quiere empastar su casa porque esta sin pintar, y surtir mas su tienda para que sea una de las mejores del sector.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,685,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Ana Rosa purchase rice, sugar, and milk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 9, 2010
Jun 21, 2010
Currency Exchange Loss:
Jun 20, 2011