A loan of $350 helped to buy creams, perfumes and colognes, imitation jewelery and make-up.

Luciana Leoconda's story

Señora Luciana is 27 years old and is a member of the Happy Hearts Communal Bank. This group has been meeting in the beautiful, Manabí capital for several years. Its members are honorable women in a proud and hard-working city.

Señora Luciana is in a relationship and has 2 children. She works 8 hours a day in a child development center. She is also a Yanbal products consultant. Her customers buy from a catalog. Once she has an order she places is all at one time on credit. At night she studies early childhood education at the university in Portoviejo. She is in her fifth semester. Her mother-in-law is a big help as she cares for her children when she has to work. A major advantage for our member is that the majority of her customers are her co-workers and fellow students. This way she does not have to sell door to door.

With this new loan Señora Luciana will be able to buy beauty products like cosmetics, imitation jewelry and colognes for men, as this is what she sells the most of. One of her dreams is to retire from this line of work and to venture into another business, namely selling bed sheets.

Translated from Spanish by Kiva volunteer

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Loan details