A loan of $3,075 helps a member to buy grains to resell in order to support her family's needs.


Coprosem Group's story

Malian, Sorofing is a housewife, aged 56 with two children (grandchildren). She opted for the warrantage loan, also called a stockage loan, which is a rural system of credit that consists, for a peasant organization or its producer members, of obtaining a loan by putting their production (of millet, sorghum, rice, corn, peanuts, etc) susceptible of increasing in value as a guaranty. This warrantage system has two principle objectives: to avoid small producers selling in the period that separates the end of the consumption of the harvest from the previous year and the exhaustion of the granary reserves and the following harvest during which the population is constrained to find other financial researches to buy food when the prices are lowest and to give them the possibility of accessing a loan.

In the photo, it is she who appears with her stock of grains. After the harvest, all the members put their stock in a store responding to the norms. The cooperative has many clients and partners that buy certified seeds in order to serve farmers. She can earn 125,000 FCFA as a minimum profit each cycle, which permits her to take care of her family.

In this group: Sorofing, Sitan, Moussa

Translated from French by Kiva volunteer Hannah Ridge.


This loan is special because:

It empowers farmers and entrepreneurs in underserved areas in Mali.

Manon Genouille, Kiva staff

Manon Genouille
Kiva staff



Loan details


Lenders and lending teams





Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.