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Los Girasoles De Rumichaca Baja Group
In this Group: Vicitasion, Florencia, Tomasa, Victoria, Juana, Benedicta, Rosa, Marcosa, Cristina, Sonia, Teodora, Soledad, Aydee*, Leonor, Yony, Norma, Josefina, Gaby Luisa, Magdely, Margot
* not pictured
We went to the city of Urubamba to visit the "Los girasoles D. Rumichaca D. Baja" ("the Sunflowers of Rumichaca D. Baja") group. Urubamba is an hour and 10 minutes form the city of Cusco, but the members meet in the community of Rumichaca, which is 10 minutes from the city of Urubamba. The city of Urubamba is known for being part of the Sacred Valley of the Incas, and is on the way to the Incan citadels of Ollantaytambo and Machupichu (the eighth wonder of the world). The main economic activities of the villagers of Rumichaca incluD. crafts, livestock and tourism. The "Rumichaca Baja" community bank is composed of 20 hard-working and enterprising women. The majority of the members decided to open their own businesses such as: food sales; raising small animals; jora [a corn variety] and chicha [maize liquor] sales; vegetable sales; bean sales; corn sales; and grocery sales.
In the meeting, we picked a member at random, and it was Miss Vistacion who answered us very kindly. She is 42, married, and a native of Urubamba. She has six children (Rosemary, 22; Carla, 20; Cynthia, 15; Maria, 9; Gisela, 6; and Fabricio, 3). She raises small animals such as pigs, guinea pigs and chicken, and she is also engaged in livestock and agriculture. Visitacion sells her agricultural products in the Urubamba market on Wednesdays. Her complementary economic activity is selling maize liquor on Mondays and Thursdays. She has belonged to the community bank for 10 years and it has gone very well for her. She needs this loan for her agriculture and livestock. Part is for purchasing fertilizer and seeds, and the other part is for food for her animals.
View original language description ↓
Nos dirigimos a la ciudad D. Urubamba a visitar el banco comunal “Los girasoles D. Rumichaca D. Baja” que se encuentra a una hora y diez minutos D. la ciudad del Cusco pero las reuniones D. los socios son en la comunidad D. Rumichaca que se encuentra a 10 minutos D. la ciudad D. Urubamba. La ciudad D. Urubamba se caracteriza por formar parte del valle Sagrado D. los Incas y está D. camino a las ciudadelas Incas D. Ollantaytambo y Machucpichu (Octava maravI. del Mundo).

Las actividades económicas principal D. los pobladores D. Rumichaca es la artesanía, agricultura, ganadería y el turismo. El banco comunal D. “Rumichaca Baja” está conformado por 20 mujeres trabajadoras y emprendedoras. La mayoría D. las socias decidieron abrir sus propios negocio económicos como: venta D. comida, crianza D. animales menores, venta D. jora y chicha, venta D. verduras, venta D. poroto, venta D. maíz y venta D. comestibles.

En la reunión escogimos al azar a una socia del banco comunal que fue la señora Visitación que muy amablemente nos atendió. La socia tiene 42 años, es casada, es natural D. Urubamba, tiene seis hijos (Rosemary D. 22 años, Carla D. 20 años, Cynthia 15 años, María D. 9 años, Gisela 6 años y Fabricio D. 3 años). La socia se dedica a la crianza D. animales menores como por ejemplo chanchos, cuyes, gallinas y también se dedica a la ganadería y agricultura. Visitación venD. sus productos agrícolas en el mercado ferial D. Urubamba los días miércoles. Su actividad económica complementaria es vender chicha D. jora los días lunes y jueves. Ya son 10 años que pertenece al banco comunal y le ha ido muy bien. La socia requiere el préstamo para su agricultura y ganadería. Una parte es para comprar abono y semI. y la otra parte es para la alimentación D. sus animales.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Girasoles De Rumichaca Baja Group's $4,675 loan helped a member for the purchase of fertilizer, seeds and animal food.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 10, 2010
Jul 1, 2010
Currency Exchange Loss:
Jan 15, 2011