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Yesu Mma Trust Bank Group
In this Group: Abraham, James, Kwame, Ama, Dora, Mustafa, Joyce, Janet, Akua, Joyce
Kente cloth is a famous richly woven traditional fabric of single or multiple colors, usually worn during special occasions like festivals, parties, outdoor activities and other social gatherings. Selling kente cloth is a lucrative business for many people like James. James describes himself as a nice person. He is 48 years old and he is the leader of the “Yesu Mma” (translated as, 'Children of Jesus') borrower group. He has operated his kente business for the past 8 years. James is excited to be taking out this loan, with which he plans to purchase kente cloth in bulk. He also operates a little grocery store to generate additional income for his family. He dreams of owning a shop to showcase his kente cloth.

James is married to a woman who is also a trader in fresh yams and they have three children from age 6-15 years. The other members of the group also sell kente cloth. They plan to invest the loan to purchase stock in bulk to grow their businesses. James hopes to put aside more savings to be able to provide university education for his children.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Yesu Mma Trust Bank Group's $3,500 loan helped a member to purchase kente cloth in bulk.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 21, 2010
Jun 21, 2010
Currency Exchange Loss:
Jan 8, 2011