A loan of $4,800 helps a member to buy traditional fabric, thread, and rhinestones.


Las Rosas De Pajoc Group's story

The majority of the population in the department/state of Quetzaltenango earn their income as fabricators of wooden furniture and traditional textiles while others raise animals and sew clothing.

Clara, a 22-year-old mother of two children (1 and 5) has a business making and selling beautiful traditional blouses and aprons. Her clientele is growing, and she now has an employee. With a Kiva loan, Clara can buy traditional fabric, thread, rhinestones and other supplies. Clara has a vision of a successful future, helping her husband cover household expenses and stepping into a brighter future.

The child in the photo is the son of one of the clients.

Clara is a member of the Trust Bank “Las Rosas de Pajoc,” along with six other ladies. They reap benefits from their participation in the “Microcredit Plus” program that combines loans with monthly educational trainings (health, family, women, and business) with basic health care services (bimonthly). The women are able to apply what they learn in their small businesses that include traditional textile fabrication, animal husbandry (poultry, turkeys, pigs, and cattle) and confections. Since they have little or no formal education, they learn by participating in role playing, games or pictures and diagrams. The program is tremendously empowering; the ladies have experienced increased self-esteem!

Thank you, Kiva lenders, for the essential role you play in the lives of Clara and her friends! They are poised to step into a brighter future!

In this group: Innesia Elias, Narciza Elias , Katelin Mirella , Maria Guadalupe , Cristina Rosalinda, Brenda Yaneth, Clara Esther


This loan is special because:

Clients receive in-depth trainings on business, health, over-indebtedness, and self-esteem.

Patrick Flynn, Kiva staff

Patrick Flynn
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.