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Dependable God Group
In this Group: Angelina, Grace, Janet, Ophelia, Elizabeth, Juliana, Angelina, Felicia, Adwoa, Comfort
Petty trading like the sale of groceries is widespread in Ghana because it is easy to start the business up. It usually begins with table-top selling and then grows to become a kiosk and eventually becomes a supermarket. Angelina K. is an entrepreneur who has been trading in groceries like biscuits, bottled water, candies, canned foods, rice, cooking oil, toiletries, etc. for the past 8 years. She is now 48 years old.

Angelina hopes that, one day, she will be able to grow her business into a big shop. She is excited to be taking the loan which she plans to invest in purchasing groceries in bulk to serve her customers. She anticipates increasing her profit level and also expanding her market. She also farms to generate additional income.

Angelina is married to a farmer and they have five children from age 9-18 years. She describes herself as a cooperative group leader of 'Dependable God' Borrower Group, made up of 10 members. She says her group members are cordial and as the leader she ensures regular meeting attendance and repayment of loan installments.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Dependable God Group's $1,900 loan helped a member to purchase groceries in bulk.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 24, 2010
Jun 21, 2010
Currency Exchange Loss:
Nov 12, 2010