A loan of $575 helped to purchase and insure a dairy cow.


Richard's story

Richard is 26 years old. He is married with 5 children between the ages of 3 and 10, all of whom are attending school. He is a dairy farmer from Litein, in Rift Valley, Kenya. He has been farming for 4 years and has employed one person from the community. His products are milk, which he sells to the tea estate, and tea, which he sells to the Kenya Tea Development Authority. Before venturing into farming Richard was operating a hotel business. His biggest challenges in farming are lack of animal feed, the high cost of artificial insemination services, which are not readily available, and a lack of knowledge about dairy farming.

Richard has requested this loan of KES 45,000 from Juhudi Kilimo to purchase and insure a dairy cow. The income from this loan will help him to repay the loan and to pay his children’s school fees. In the future, he would like to upgrade his dairy animals to high yielding cows, and build a dairy unit. He will also request more loans from Juhudi Kilimo.



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Loan details