A loan helped to pay for her university studies in order to become a more qualified teacher.


Muharama's story

Muharama is a young, quick-minded woman with a great love of knowledge. She was born in the year 1998 in Bokhtar, Tajikistan. She is single and lives with her parents. Muharama helps her parents with the family expenses. She works as a teacher in a secondary school. She is a talented teacher with a fresh perspective on teaching the younger generation. Students love her cognitive lessons.

She is also continuing her studies at the university, but unfortunately, she does not have enough money to pay for her tuition.

Muharama is a returning borrower with a positive credit history. She is asking for a loan with Kiva’s partner IMON for the second time. With this loan, she will be able to pay for her university studies in order to become a more qualified teacher. She hopes for your help and support in this matter.


This loan is special because:

It allows low-income students to access higher education.



Loan details


Lenders and lending teams




Loan details