A loan of $1,100 helped buying supplies for a landscaping business.


Rowena's story

Rowena B., 40, is making sure that her family has enough provisions for their daily needs. Married to Wilson B., a landscaping artist, they are blessed in their marriage. She makes sure that she helps her husband earn money so that their family can have a better life. She has been managing her own landscaping business for quite some time now.

Rowena has been a regular member of Center for Community Transformation* (CCT) for more than a year now. She regularly attends their weekly fellowship meetings and pays her weekly dues consistently. Because of her good repayment performance with her previous loans, she was able to borrow quite a few times in CCT’s Cooperative. She is consistent in paying her dues because she used the money she borrowed to expand and improve her landscaping business.

To ensure the success of her business, she would like to apply for a 50,000 Philippine peso (PHP) loan. This amount will be used as a source of added capital to her expanding business by buying supplies and other materials for their landscaping needs.

She dreams that her business will continue to grow so that she can provide for her children’s education.


* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.



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