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Concerned Mothers, Kampala Group
In this Group: Halima, Margeret*, Mary, Aidah, Peace, Teddy, Faridah, Dorothy, Joyce, Lillian*, Margeret, Robinah, Lydia
* not pictured
Halima K. has made it a routine to take painstaking stock of her business plans at the end of every passing operating month. This has, to a great degree, lent her that survival countenance in her seven-year-old hardware business in Zana, Kampala.

The reason why most businesses around her locality have unraveled is because most people who embark on doing business don’t have solid blueprint plans drawn up to help their businesses succeed, not only in the short run, but also in the long term. Most are just out to make quick profits. K. is an exception to this rule as she comes up with daily and end of month plans and objectives aimed at elevating her business.

This mother of three has showed her worth in a business sector dominated by men. To get where she is today, she had to start off small. She recalls with nostalgia her first business: clothes sales. With savings from this and with the support of her husband, she made her plans of owning and running a hardware shop come to fruition.

In a week, K. makes sufficient profits to the tune of 500,000 shillings. Her sense of optimism is sky high, knowing that, with this loan, she is going to make strides in terms of improving her business. She is anticipating purchasing items like paint and cement in bulk.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 97
    View loans »
    Uganda Loans Fundraising
  • $33,590,725
    Funds lent in using Kiva
  • 2,247.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Concerned Mothers, Kampala Group's $4,600 loan helped a member to purchase items like paint and cement in bulk.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 31, 2010
Jun 18, 2010
Currency Exchange Loss:
Oct 16, 2010