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Yesu Nhyira Trust Bank Group
In this Group: Margaret, Janet, Vida, Cynthia, Rose
Margaret describes herself as a smart woman. She is married to a farmer and together they have six children. She is now forty-five years old.

Margaret lives together with her family at Berekum, where she also has her business. She is able to provide support for her family’s financial needs through the sale of 'kenkey'. 'Kenkey' is a Ghanaian favorite dish that is rich in carbohydrate. It is prepared with corn dough made into balls, cooked between 1-2 hours and eaten with hot pepper and fried fish. It could also be enjoyed with other sauces. 'Kenkey' is known throughout all the tribes in Ghana and commonly sold on most streets. Margaret has sold 'kenkey' for 10 years.

Margaret is currently the leader of a trust bank group called “Yesu Nhyira”, (which means "Jesus’ Blessings"), made up of five members. Her dreams include expanding her business and ensuring that her children become hard-working individuals to help society.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 19
    View loans »
    Ghana Loans Fundraising
  • $12,521,275
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Yesu Nhyira Trust Bank Group's $1,200 loan helped a member to purchase food ingredients in bulk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 21, 2010
Jun 17, 2010
Currency Exchange Loss:
Jan 8, 2011