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Mrs. Saing P. is 39 years old and a resident of Phnom Penh City, where she has established a small family home with other members. Her husband provides a little income to support the family’s living expenses by driving a ferry boat. The couple is blessed with three young kids who are enrolled in the local primary school.

Saing P. built a workshop located along the street where she sells inventory to people who are passersby. She sells items like cane goods, snack food, and some sweets both retail and wholesale.

Saing P. wants to decorate her shop because she hopes it may attract more clients. Then she wishes to accumulate more inventory for her store. In order to make that possible, she decided to ask for a Kiva loan of $1,000 through HKL.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Saing to decorate her workshop and accumulate more inventory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 1, 2010
Jun 16, 2010
Currency Exchange Loss:
Oct 16, 2010