A loan helped to buy new cleaning equipment and start thinking of opening her own company after she invests in better equipment.


Esmo's story

Esmo is a 34-year-old married woman but doesn’t have children yet. She comes from the poorest minority community. She has worked as a cleaning lady for almost 15 years and she is happy with the work that she is doing, even though from her work, she does not earn that much money. But she said “Cleaning is the only thing that I want to do”. In the future she would like to have her own cleaning company. Her husband works for a construction company with a very low salary too.

Esmo has applied for a Kiva loan to buy new cleaning equipment and start thinking of opening her own company after she invests in better equipment. She is thankful for all Kiva lenders for the support and making her life better.


This loan is special because:

It supports excluded and displaced populations in Kosovo.



Loan details


Lenders and lending teams



Loan details