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Farzana's Group
In this Group: Farzana , Ghulam Fatima, Khalida, Farzana, Allah Jawai
Farzana lives with her family in Multan, Pakistan, a city of tombs and holy places. She helps her husband in his business of selling milk. She is also a good mother who is bringing up her children very well. They both get up early and get milk from their buffalo. Then her husband goes to milk shops to sell it. In this way they generate income for their family.

Presently, they have one buffalo, but it has started giving less milk. As inflation is increasing day by day, one buffalo is insufficient for meeting their financial expenses. Therefore, Farzana has applied for a loan from Asasah so they will be able to buy another buffalo so they can sell its milk to more customers and increase their profits. Earning more income will help them improve their standard of living.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 351
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 85.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Farzana's Group's $925 loan helped a member purchase another buffalo for milking.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 14, 2010
Jun 16, 2010
Currency Exchange Loss:
Jun 15, 2011