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Virginia Delmira
Virginia is 59 years old. She lives in the outskirts of Guayaquil. She had to work for many years as an assistant in a sewing workshop in order to have the sewing workshop she owns now. When she saw that her children needed more school supplies she decided to become independent and buy a sewing machine and fabric with her savings.

Little by little, with hard work and sleepless nights, she was able to have her sewing workshop in her house. Now she makes clothing to order for her customers. The average she makes for each article of clothing is $ 6.00 to $ 25.00. To have a better workshop with a bigger variety of fabrics, she wants to purchase fabric, buttons and fix her sewing machine with the loan.

In the future, she wants to have one of the biggest workshops in her area.
View original language description ↓
Virginia de 59 años, vive en el suburbio de Guayaquil, ella para tener el taller de costura que ahora tiene tuvo que trabaja por muchos años como ayudante de costura en un taller. Pero al ver que sus hijos necesitaban mas útiles escolares decidió independizarse y comprar con sus ahorros una maquina de coser y telas.

Poco a poco con esfuerzo y noches sin dormir pudo tener su taller de costura en su casa. Ahora hace ropa por pedidos de sus clientes, el promedio que gana por prenda es de $ 6.00 a $ 25.00. Para tener un mejor taller con mas diversidad de telas ella quiere comprar con el préstamo telas, botones, y arreglar mejor la maquina de coser.

En el futuro ella quiere tener uno de los talleres mas grandes de todo su sector.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,684,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Virginia Delmira telas, botones.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 2, 2010
Jun 16, 2010
Currency Exchange Loss:
May 15, 2011